Peer to Peer Lending!
Borrow, Save & Invest
Borrow
       
Lend
       

our Products

Peer to Peer Lending

    Why lend with us?
  • High returns
  • Hassle free, transparent and secure
  • Credible vetted borrowers
    Our Lending Criteria
  • Be over 21 years of age – Passport / Voter ID Card / Driving License
  • Holds a valid KRA PIN
  • Be a Kenya citizen living in Kenya or Diaspora
  • Has Government of Kenya recognized Identity Proof – as per KYC eg. National ID or Passport
  • Doesn’t have a criminal record.

Mobile Loans

    Why Borrow from us?
  • Hassle free, transparent and secure
  • Credible vetted lenders
  • Mobile user friendly
    Borrowing Criteria
  • Has a source of income(Salaried)
  • Be over 21 years of age – Passport / Voter ID Card / Driving License
  • Be a Kenya citizen living in Kenya
  • Has Government of Kenya recognized Identity Proof – as per KYC eg. National ID or Passport
  • Doesn’t have a criminal record
  • Apply through the loans254 mobile app

Working Capital Loans

    Why Borrow from us?
  • Hassle free, transparent and secure
  • Credible vetted lenders
    Borrowing Criteria
  • Have a running business / self-employed
  • Be over 21 years of age – Passport / Voter ID Card / Driving License
  • Be a Kenya citizen living in Kenya
  • Has Government of Kenya recognized Identity Proof – as per KYC eg. National ID or Passport
  • Doesn’t have a criminal record

Our History

Continually Innovating.

  • Our Humble Beginnings

    In late 2016, we started off as Wihoti Community Based Organization with a focus on empowering youth and women entrepreneurs via Community Funds Pooling, and funds lent out to business persons and repaid on a daily or weekly basis!

  • Wayhoty Capital Ltd is registered.

    In November 2017, Wayhoty Capital Ltd was registered as a Fintech Technology company !

  • Loans254 Mobile App is born

    In December 2017, we decided to venture into Mobile and Data technologies with a mission to provide funding to the unbanked via mobile app technologies that rely on algorithmic data points !

  • Peer to Peer Lending

    In 2018, we ventured into Peer to Peer lending with a mission to creating a Lending online market place that connects verified and potential lenders with verified and potential borrowers !

Our Amazing Team

Kennedy M.

General Manager & CTO

Elizabeth W.

Operations Officer

Dorcas W.

Office Administrator

Irene W.

Loans Officer

Our Brands

Contact Us

info@wayhoty.com